The challenges?
• Longer life expectancy
• The scheduled decline in pension pay-outs
• The low yields delivered by risk-free investments
How to generate short and long-term income:
• Diversify your investments (financial products, real estate – with right of use and for rental purposes – and cash)
• Set up specific envelopes designed to benefit from favourable tax regimes for your long-term investments: life insurance, investment contracts, PERP or PEA schemes...
• Optimise the management of your investments by aligning your risk profile with your financial objectives
• Implement partial redemptions on your contracts
• Invest in real estate, (Pinel Law, furnished rentals, bare ownership, REITs...) in order to generate additional income.
